Our Team

Meet our team

Marc Lapointe

Marc Lapointe


Marc has over 35 years’ experience in the Alternative Risk Financing industry and currently serves as the Managing Member for insureCap Solutions, LLC. He is responsible for the strategic growth of insureCap, including insureCap Insurance Company, a Tennessee Protected Cell Captive. He specializes in finding creative solutions using alternative risk financing strategies across all lines of coverage. Marc is well-regarded by his colleagues and industry professionals for his creativity, exceptional leadership skills, and work ethic. Prior, Marc served as the Chief Products Officer at Breckpoint, a leading alternative risk financing organization. Breckpoint was part of a rebranding of FreedomCare Benefits after being purchased by Acrisure, one of the top 10 insurance brokerages in the USA. FreedomCare Benefits was founded in 2013 as a full-service group benefits administration firm specializing in self-funded health plans. FreedomCare grew to become a leader in the industry, supporting a variety of group benefit plans targeted at self-insured employers. Marc was one of the Founders and served as President of FreedomCare Benefits, LLC. Other Notable Experience:

  • Acted as a key consultant and co-author to South Dakota in developing their amended captive legislation.
  • Founded Captive Insurance Solutions (CIS) in 2000. After successful growth, CIS was acquired by USA Risk Group, 5th largest captive manager in the world, in 2004. Served as an EVP for USA Risk 2004-2013.
  • Founder and ex-President of the Arizona Captive Insurance Association.
  • Winner of the Crystal Cactus award for excellence in contributing to the captive insurance industry.
  • Authored and successfully lobbied the State of Arizona’s House of Representatives Bill, which lead to Arizona as a captive domicile.
  • Acted a key consultant to Guam Economic Development Authority in developing Guam’s captive legislation.
  • Developed CaptiveGuru.com, an industry specific educational website.
  • 1986-2000 worked in Vermont/Hawaii for Marsh and AON respectively, as a captive manager and consultant.